Madam Mary R. is a single parent and she struggles to feed and educate her three children (2 boys, 1 girl),one in the university and two in high school. In addition to her three children Mary also has two wards. The responsibility of her family including school costs of books, school fees, uniforms, etc. rests squarely on Mary. She gets occasional assistance from her sister, but this is not enough to meet the daily needs of her family. Though a civil servant (a third grade clerk) Mary’s salary, which is less than $100 a month is pitifully insufficient to maintain her family.